Why are EV cars better than ICE cars?

Electric vehicles (EVs) have been gaining in popularity in recent years, with more and more people making the switch from traditional internal combustion engine (ICE) vehicles to EVs. While there are many factors that are driving this trend, one of the biggest reasons why EVs are becoming more popular is that they are simply better than ICE cars in many ways. 

Better for the environment

Perhaps the most obvious advantage of EVs over ICE cars is that they are much better for the environment. EVs produce zero emissions, meaning that they don't contribute to air pollution or global warming. ICE cars, on the other hand, produce significant amounts of emissions, which are harmful to the environment and contribute to climate change.

Lower operating costs

Another advantage of EVs is that they are cheaper to operate than ICE cars. EVs have lower fuel costs since they run on electricity, which is cheaper than gasoline. Additionally, EVs require less maintenance than ICE cars, as they have fewer moving parts and don't require oil changes or other routine maintenance tasks.

Better performance

EVs also offer better performance than ICE cars in several key areas. For example, EVs are typically faster and more responsive than ICE cars, thanks to their electric motors, which deliver instant torque. EVs also offer smoother and quieter rides than ICE cars, making them more comfortable to drive.

More convenient

EVs are also more convenient to own and operate than ICE cars. With an EV, you don't have to worry about stopping at gas stations to fill up your tank, as you can simply plug your car in at home or at a charging station. Additionally, EVs can be charged overnight, meaning that you wake up to a full battery in the morning. This eliminates the need to stop and refuel during the day, making driving an EV much more convenient.

Government incentives

Many governments around the world offer incentives for people to buy EVs, such as tax credits, rebates, and other financial incentives. These incentives can make EVs more affordable than ICE cars, which can help to further increase their popularity.

Better resale value

Finally, EVs tend to have better resale value than ICE cars, which can be a significant factor for people who are considering buying a new car. This is partly due to the fact that EVs are still relatively new, so there is high demand for them, but it's also because EVs are generally considered to be better long-term investments than ICE cars.

In conclusion, there are many reasons why EVs are better than ICE cars. They are better for the environment, cheaper to operate, offer better performance, are more convenient to own and operate, and often come with government incentives. As more people become aware of these advantages, we can expect to see the popularity of EVs continue to grow in the coming years.

Investing in US Stock Market

 The United States stock market, also known as the US equity market, is one of the largest and most influential financial markets in the world. With numerous companies listed on major stock exchanges such as the New York Stock Exchange and NASDAQ, investors have the opportunity to invest in a wide range of businesses across various sectors. While there are certainly benefits to investing in the US stock market, there are also some drawbacks to consider.

Pros:

High returns: The US stock market has historically provided high returns over the long term. In fact, according to data from the S&P 500 index, the average annual return from 1926 to 2020 was 10.3%.

Diversification: The US stock market offers investors the opportunity to diversify their portfolios across various sectors, industries, and companies.

Liquidity: With its large size and high trading volumes, the US stock market is highly liquid, meaning investors can easily buy and sell shares at any time.

Regulatory protection: The US Securities and Exchange Commission (SEC) is responsible for regulating the US stock market, ensuring that companies adhere to strict reporting and disclosure requirements, providing investors with additional protection.

Cons:

Volatility: Like all financial markets, the US stock market can be volatile, with fluctuations in share prices caused by a range of factors such as economic conditions, company performance, and global events.

Risk: Investing in the US stock market carries a certain level of risk, particularly for individual stocks. Company-specific risks, such as bankruptcy or fraud, can lead to significant losses for investors.

Fees: Investing in the US stock market typically involves paying fees, such as brokerage fees, management fees, and trading fees, which can eat into investment returns over time.

Currency risk: For international investors, investing in the US stock market involves currency risk, as changes in exchange rates can impact investment returns.

Overall, investing in the US stock market can be a smart move for investors looking to achieve high returns and diversify their portfolios. However, it's important to weigh the potential benefits against the risks and fees involved, and to consider factors such as volatility and currency risk when making investment decisions. It's also advisable to seek professional advice before making any investment decisions.

It has been more than a year

Hello, how is everyone?

Still surviving after 2 years of the Covid-19 era?

Many good news, heard that most countries are opening up with relaxing health and control measures to allow more closer interactions between people, as well as letting more visitors in.

Well, it has been quite a stressful and mental torturing. Finally, we are seeing lights outside the tunnel!

Coming to investing, which I have not been sharing in the past more that 1 year, it has been quite a roller coaster ride for me. With numerous panic attacks due to talks of Fed's rate increasing and the War in the eastern Europe, stock prices going up and down, drastically and unpredictably. Drawing TA's trend lines in charts and plotting the next movement were hard, accuracy was disappointing.

Alternative to investing in individual stocks, there is some ETFs which can look into. Over the years, there are a few ETFs that are doing well, the general trend is up going (over a period of time), but if you want to invest in that, do prepared to hold on for more than 5 years.

One such ETF would be the SMH, that contains a basket of US-listed semi-conductors stocks, including TSMC, AMD, Intel, etc. Lately, it has dropped almost 30% from all time high! perhaps a good time buy some. 

Take a look at the chart below.  

From the past 5 years, we can see that the average annual growth rate is average 24.43%. Impressive!

Semi-conductors are being used in every where, IoT, EV cars, drones, toys, handphones, etc. It is a high growth sector, that would grow and grow. So, perhaps we could consider investing in this ETF? The idea is to keep it for 5 to 10 years. Some how it could be a good retirement investment?

US Presidential Election 2020

 This November is an exciting month, the coming of once every 4 years' US Presidential Election. It is whether Biden or Trump.

Till today, it still looks like the former VP is leading, and he probably need a few more to be the next President. But, vote counting is still in progress. There could be a last minute thing, who knows.

What worries investors, especially those who are in stocks? What if Biden wins? And, if it is the other way round? How will the market respond? Up or down? Worst case, surge or plunge?

Lets wait for the results...

Feeling a bit stressed out?

Long time no see

Sorry, everyone, I have been super busy lately. The Covid-19 thing haven't end yet. A number of countries are still facing second or third waves of infections. US and India are the top two countries getting the bad news lately.

Vaccines development and testing are still on going. It is predicted that the vaccines will only be released for the general public end or early next week.

I just hope that infections rates will come down, so that all countries will open up to visitors and business travellers again.

Too stress out during this Covid-19 period? 

The thing about social distancing

This thing that government and people have been talking about, social distancing. Many have misunderstood it, thinking that as long as you keep a distance away from other people, then it is ok.

NO! IT is not OK! The idea of this whole thing is to tell people to stay away from others, so as to mininize the chance of the Covid-19 virus from cross spreading to other people and their family.

The best thing to do now is to stay home, don't come outdoors if it is not necessary. The worst thing that people want to hear is a lockdown. No one can go anywhere but stay at home.

The CoronaVirus Crisis

For the last one month, things were pretty bad due to the Covid-19 virus spreading from China to many parts of the world, Japan, South Korea, Russia, US, Italy, etc. Worsen since last week, cases after cases of infected persons announced daily, and it is worrying trend.

This crisis also led to the crashing of the stock markets, especially the US. Trillions of stocks value evaporated within a single day! Other smaller stock markets were following. Shopping malls and eateries were empty of crowd, shops were closed, and some people lost their jobs.

Lets hope that the situation gets better, a cure would be found and no more people will be affected by the Virus and those were infected, gets cured soon. Lets pray!

Unknown Virus

Lately, there is this news about a unknown type of coronavirus spreading in Wu Han, China. Reportedly caused an outbreak of pneumonia affecting a few hundred people.

As of today, the Chinese authorities had ordered that no public transport should be running in Wu Han, no flights in or out of the city of 11 million people. everyone should wear masks in public. Basically, the order is to prevent the spread of the virus. No one, including people trying to leave the city for their hometown to celebrate the Chinese New Year would be allowed to leave.

There were also cases suspected and unconfirmed found in Japan, Korea, Hong Kong, Macau and US. A number of countries have already imposed stringent checks on people coming from China or discouraging its people from traveling to China, especially Wu Han.

It appears that memories of the SAR epidemic outbreak in 2003 brought fear in people, you could see that masks are flying off the shelf of shops. More people are wear masks. In Singapore, the authorities advised its public that there is no need to use N95 masks, rather, just get the surgical masks is good enough.

11 days to Christmas, 17 days to New Year!

Well...well...well, time flies and it's coming to end of the year. It's time of the year, where most of my colleagues are starting to get the holiday mood and be more relaxed.

Celebrating that you have still have a job and pay, so that you can spend them on buying gifts for your family, friends and colleagues, perhaps, getting also yourself a new car? And, paying for reunions dinner with people close to you, but due to work and other commitments, can't meet so often.

Friends, please enjoy your last few days of year 2019! An new year 2020 is coming, so get ready for new challenges and yes, more unknown ahead. Lets live a fruitful life and expect more good years to come!

Black Friday & Cyber Monday

Hoo...hoo...hoo...NO! It's not Santa Claus, nor it's about Christmas.

It is that time of the year, BFCM! From 29 Nov 2019 to 2 Dec 2019, many online stores are having their best sale ever, giving people 30 to 90% discounts for purchases from their stores.

Not only that, for brick and mortar stores, they won't lose out too, as they also offer such high discounts to attract customers to their physical stores.

In reality, most online store owners would spend tons of money doing advertising in Google, facebook, instagram, etc. These are so called the big boys! For smaller stores, they would probably lose out abit, but well, if they target the right audiences, they would get sales too!

All the best to all online store owners!

Some more Stocks Tips

I have been looking at some companies to invest in their stocks, and also check out the recommendations from other gurus.

These are some of the companies which are worth to take a second look ant invest in: WORK, PINS, NTDOY and KO.

WORK - Slack is a team collaboration tool for project communication use, it's gaining popularity lately. Yes, although the stock prices has fallen lately, but according to gurus, there's still room for it to rise in the next couple of months. So, worth to check it out.

PINS - a relative newly listed company, the price is still pretty low. A popular site for people to share their interests, e.g. cooking stuffs, apparel wear. Most subscribers are outside US. Perhaps can park some money in it, and see whether it grows.

NTDOY - the popular Japanese company, Nintendo, which recently sold more than 15 million Switches units in the US. Nintendo Switch is thriving in the US! What a break through where the US is one of the toughest market to get in.

KO - need I say more? This is a recession proofed company, compared to PEP, It's more affordable and popular in the world. However, they have to watch out for their low sugary products roll-out. Weight and health watchers are looking at them.

Not an easy way to do business

Working for someone or a company, and get paid is what most people would do. But, if you are adventurous enough to decide that you should run your own business, in reality, a crazy idea!

Most people has this impression that as long as you are doing something you are good in, running your own business is not a problem. NOT TRUE!

In fact, I have seen many who started shops selling stuffs they like, e.g. frozen yogurt, candies, toys, novelty gadgets, they don't really make money or perhaps just made enough to cover their rents. According to statistics, many entrepreneurs failed within a year of their start of businesses.  It's really not easy to run a business.

If you are really interested, you may try e-commerce by working on an online shop selling stuffs. No, it's not easy as well, you need to have a lot of patience and guts to run one. Let's hope you will be successful.

Get Paid For Your Opinions!

Some people has been asking: how to make money without having to do much work?

Well, it's not easy, but it's possible!

How about this, getting someone to pay you for your opinions or just simply filling up some surveys and get paid?

If you want to enjoy a good life: making money in the comfort of your own home with just your laptop or PC, then this is for you...

You can work at home, make money no matter where you are in the world. Enjoy and choose from thousands of high paying surveys, and then once you complete them, receive payments via Paypal, check or wire transfer.

Your views re valuable to many leading brands. A successful company's most important consultant is you, the consumer! Companies rely on your feedback to product new and improved products and services.

So if you are ready to get paid for your opinions, click HERE and have immediate access to thousands of high-paying surveys today!

How To Get Over Shyness - The One Mistake Most Shy People Make

Do you really want to know how to overcome shyness? Are you prepared to forget everything you thought you knew about being less shy and replace it with the truth? Then read on.

The one biggest mistake I see shy people making is being controlled by their emotions. Nearly all shy people make this basic mistake.

If you avoid people who make you feel shy, then you are being controlled by your emotions.

If you avoid public speaking because it makes you feel anxious, you are being controlled by your emotions.

If you don't do something just because it makes you feel nervous or afraid, then you are being controlled by your emotions.

I hate to repeat myself, but this is an absolutely essential point. In order to get over your shyness, you have to become less controlled by your emotions. This doesn't mean to suppress your emotions, it simply means to act in spite of them. Mark Twain was the one who said "Courage is not the absence of fear. It is acting in spite of it."

That is the ability you need to build if you want to overcome your shyness. You have to have the ability to act in spite of feeling a certain emotion. This means that if you feel afraid to do something, you do it anyway. Act in spite of fear.

If you raise your hand in class even though it makes you nervous, you are acting in spite of fear.

If you talk to people even though they make you feel shy, then you're no longer being controlled by your emotions.

If you talk to groups and make public presentations, then you are the one in charge now, not your fear.

Once you start acting in spite of fear, you will become more relaxed and easygoing in situations which used to make you nervous and shy. When you stop avoiding your fears, you allow your mind to desensitize to them. In psychology, this is also called habituation.

This approach is very common for therapists to use on someone with social anxiety. In cognitive-behavioral therapy, the "behavioral" part is acting in spite of fear. Of course, many shy people can't or are not able to simply "face their fears."

This is why changes to your thinking are also a necessary part of getting over shyness. That's the cognitive part of cognitive-behavioral therapy.

If you want to learn proven strategies and techniques for overcoming shyness that go far beyond "face your fears" and "what's the worst that can happen ", then click to check out howto overcome shyness.

Article by: Sean W Cooper

Yoga Burn Fitness System

Want to build a shapely, feminine body that not only looks better, but feels better too? 

The secret to the success of the Yoga Burn Fitness System lies in what's referred to as Dynamic Sequencing. Dynamic Sequencing is the way in which the System teaches you how to properly perform each movement and then continues to adapt and increase the challenge at the precise moment your body starts to get used to the routine. This forces your body to change and adapt, which in turn, helps to build a shapely, feminine body that not only looks better, but feels better too! 

The unique 3 phase program guides you through a series of different videos that are laid out in a way that will keep your body and mind guessing to ensure you do not get bored, or hit a plateau. 

Each video is 45 minutes long and can be done anytime, anywhere. You are encouraged to complete three 45 minute videos a week, with the option to complete a bonus video lesson which is provided. It’s highly recommended to fit the bonus video in if you can find the time, as the bonus video is focused on increasing your emotional well being, self-confidence, and overall happiness. I’m sure you’ll agree that confidence and happiness are two of the most attractive attributes a woman can possess. 

Check out the program now if you want a more shapely, feminine body! Click HERE.

Super Busy Month!

First, two new system implementations were approved by the Customer. Then, little that I realised that there was another two more in the RFI and design stage.

The first two implementations, one is for the migration of SharePoint system from one DC to another, virtualisation, then the new systems are to run Windows Server 2016 and SharePoint 2016. We hit an issue with one of the UAT server, a MS SQL DB VM, not sure what happened, when the Veritas Netbackup Enterprise Client's image was backing up the DB via the ESXi, it failed after running a few minutes.  The team tried to fix the issue, but to no solution. In the end, we had to reinstall the whole server.

The other implementation has something to do with Big Data Analytics, the system is to process huge TB chunks of data. Software from Microstrategy, Cloudera and Talend were used. At this time, it was still being setup. Due to the inexperience of the team, external consultants have to be brought in.

Coming soon, the other two still in the discussion stage, an upgrade of the existing system and the other is for the enhancement of the existing system as well. These new implementations would keep us busy for the next 4-6 months.

Want to make some passive income, the easy and legal way?

Yes, it's possible to make money from the Internet which I found out recently just by doing surveys!

A month ago, I found out about this interesting money making opportunity from a colleague. I tried it and really, it works! I do felt skeptical at first, more of a distrust, thinking that this can't be real. Then, I thought, I have nothing much to lose, why not try it?

So, after 1 month, I found myself making a steady stream of income, well, it may not be a lot, but good for a start. Basically, you don't have to do much, just follow through and that's it!

So, if you are really interested to make some passive, click the link below.

Challenge Yourself to a New Weight Loss Goal For the Perfect Booty!

 

Setting goals is a fantastic way to motivate yourself, especially if you are looking to get a perfectly toned ass! Of course what you’re trying to achieve is a goal in itself but setting shorter goals gives you something that you can aim for in a shorter term and that then means you get the satisfaction of feeling as though you’re making progress as you tick things off of your list.

This is why ‘gamification’ works so well as a way to motivate yourself through challenges. This means turning an objective into a game that you can score yourself on. This feedback loop provides incentive and reward and helps you to measure your improvement. You can even use pictures to see your booty change week by week and keep you motivated!

The only problem? Not many people know how to set goals. Read on then and we’ll look at how setting the right goal can be the perfect tool to help you complete those challenges.

The Hallmarks of a Good Goal How can a goal be either ‘good’ or ‘bad’?

Well, a bad goal would be something that was a) out of your control and b) too distant to be useful.

This is actually what most resolutions and weight loss goals look like. If your goal is to ‘lose 30lbs in 1 year’ then your goal is both somewhat out of your control and too distant and vague. Losing 30lbs is an ambitious goal but even if you had a smaller target, you can’t guarantee you’ll ever do it. Different people respond differently to different training and that means you could work really hard for the next two years and not see any results. Most likely you’d give up long before then after becoming disheartened. Not much use!

Instead then, try a goal like this: “I will exercise three times a week for the next 8 months”. This is a goal that is now incredibly achievable because it’s so much nearer. At the same time, it’s a very binary thing that you can either complete or not – and it’s entirely down to you whether it happens. Funnily enough The 8 Week Booty Workout is 3 times a week for 8 weeks, sounds like the perfect goal to start with!

If you focus on smaller, tightly controlled goals like this, then you’ll find that you get more of a feeling of reward and that the ‘overarching’ goals take care of themselves.

What are some other goals you could set up like this? Good examples might be to not eat X for a week, or to increase your running time by 2 minutes every training session for the next 20 sessions.

Why not try downloading The 8 Week Booty Workout and make that your starter goal for the next 8 weeks? It has all the training worked out for you and even has videos to demonstrate each exercise so it couldn’t be easier. It also has the nutritional plan you’ll need to maximise your results so, not only would you look better but you will also lose weight at the same time! Make it your goal to complete the 8 weeks of workouts and nutrition and make sure you send us your before and after pictures so we can add you to our transformations wall.What are you waiting for, download it now and be proud of yourself in just 8 weeks!

Teeth Whitening 4 You?

Are you sick and tired of seeing discolored, yellowish teeth staring back at you in the mirror each morning?

• Have you had enough of feeling embarrassed by your teeth?

• Do you worry that the sight of your discolored teeth may be affecting your personal or work relationships?

• Would you like a beautiful, pearly white smile, just like you used to have when you were young?

• Have you considered having a commercial teeth whitening procedure, but have been put off by the high costs and potential dangers?

And finally...

• Do you just wish that there was a quick, easy and 100% SAFE way to achieve brighter, whiter teeth, without having to pay thousands of dollars to do it?

If you answered “YES” to any of those questions, then you’re in exactly the right place...

... And do it in as little as a few weeks!

This surprisingly simple teeth whitening system will finally allow you to...

• Achieve the sparkling, pearly white smile you’ve always wanted (and do it from home in just a few weeks from now!)

• Boost your confidence and self-esteem in a matter of days, and feel proud of your smile for the first time in years

• Enjoy going out again, and seeing your friends, family and work colleagues, because you’ll be desperate to show off your new, whiter teeth to as many people as possible!

• Get the RIGHT kind of attention from the opposite sex (now they’ll be staring at your teeth for all the right reasons!)  

• STOP feeling embarrassed by your smile (once you have brighter, whiter teeth, you’ll be grinning from ear to ear, and you won’t be able to stop!)

• Get gorgeous white teeth for just PENNIES a day (most of these all-natural ingredients can already be found in your kitchen, or in any local grocery store)

• Eliminate unsightly stains safely and NATURALLY, without endangering your health with unsafe, chemical bleaching

• Dramatically improve your personal and work relationships (you’ll be amazed at the way people respond to someone with attractive, white teeth, as opposed to someone with ugly, discolored teeth)

• And say goodbye to discolored, yellowish teeth, FOREVER!

Does that sound like something you want?

Here's the teeth whitening kit that really works!

Problem with Bad Breath

Do you have Halitosis or commonly know as bad breath?

• Are you sick and tired of feeling Embarrassed and Humiliated by your bad breath?
• Is your condition making you anxious about social situations, and affecting your Confidence and Self-Esteem?
• Do you worry that your breath might be ruining your Relationships with friends, spouse or partner?
• Are you constantly thinking about ways to cover up your bad breath?
  
• Do you stay a certain distance away from people in fear that they will “find out” about your bad breath?
• Do you chew mints, use sprays and gargle mouthwash in an attempt to MASK your breath?
• Are you concerned that your bad breath could be affecting your work relationships, and even your career?

And finally...

• Do you just wish that there was a quick, cheap and 100% NATURAL remedy for bad breath?

If you answered “YES” to any of those questions, then you’re in exactly the right place...

Here's a bad breath treatment that really works!